Foreclosure

Woodland Hills Foreclosure Defense Attorneys

Keep Your Home Safe With Our Legal Support

If you are behind on your mortgage payments and are facing foreclosure, you may be feeling overwhelmed and scared about the future. The good news is that you have options. At the Law Offices Of Hagen & Hagen, we understand how stressful the foreclosure process can be, which is why we are here to help. Our foreclosure lawyer is committed to providing you with the effective and personalized legal solutions you need to keep your home.

For experienced legal counsel in a foreclosure matter, call our foreclosure lawyers in Woodland Hills at (818) 217-8781 or contact us online.

Understanding The Foreclosure Process

Foreclosure is the legal process in which a lender attempts to recover the outstanding balance of a loan by auctioning/selling the property that was used as collateral for the loan. In most cases, this property is a home.

Foreclosure is typically initiated when a borrower has missed three to six payments, although this can vary depending on the terms of the loan. In California, the foreclosure process usually takes about 4 to 6 months to complete.

Types Of Foreclosure In California

There are different types of foreclosure in California, including:

  • Nonjudicial Foreclosure
  • Judicial Foreclosure

Nonjudicial foreclosure is the most common type of foreclosure in California. In this type of foreclosure, the lender does not have to go to court to foreclose on your home. Instead, the lender must follow a very specific process that is outlined in the deed of trust that you signed when you took out the loan.

Judicial foreclosure is much less common in California. It is also called “foreclosure by judicial sale.” In a judicial foreclosure, the lender must file suit against you to foreclose on your home. The court will then order that your home be sold at auction.

Using Bankruptcy To Halt Foreclosure

Bankruptcy can be a very effective way to stop foreclosure. When you file for bankruptcy, a stay automatically goes into effect that stops all collection actions, including foreclosure. This means that your lender will not be able to sell your home while the bankruptcy process is ongoing absent a court order.

It is important to note that an automatic stay will only temporarily stop foreclosure. If you file for Chapter 7 bankruptcy, your lender will be able to continue with the foreclosure process once the bankruptcy process is complete. If you file for Chapter 13 bankruptcy, your lender will not be able to continue with the foreclosure process as long as you are making your monthly mortgage payments in a timely manner.

Local Resources For Foreclosure Defense In Woodland Hills

Facing foreclosure in Woodland Hills can feel overwhelming, but it's vital to remember that help is available. The city offers a range of resources to assist residents in financial distress. The Woodland Hills Chamber Of Commerce provides valuable information on financial assistance programs and hosts workshops designed to help you understand your options and take proactive steps. Additionally, the City Of Los Angeles offers counseling services to guide homeowners through the complexities of the foreclosure process.

The high cost of living, coupled with unexpected challenges like job loss or medical emergencies, often puts Woodland Hills residents at risk of financial hardship. These situations can lead to missed mortgage payments and mounting pressure from lenders, making it difficult to find a way forward.

That’s where Law Offices Of Hagen & Hagen comes in. Our attorney understands the unique financial pressures faced by Woodland Hills residents and is dedicated to providing tailored legal support that meets your specific needs. By working alongside local resources, including community programs and counseling services, we help homeowners explore every available option to protect their homes and secure their financial futures.

Whether you need guidance on loan modifications or fighting foreclosure proceedings, we are here to walk with you every step of the way. With a firm commitment to the Woodland Hills community, Law Offices Of Hagen & Hagen strives to empower residents facing foreclosure to regain stability and peace of mind. You’re not alone—turn to us for the support and solutions you deserve.

How Our Foreclosure Attorney Can Assist You

A foreclosure attorney can help you in a number of ways, including by:

  • Explaining your rights and options to you
  • Negotiating with your lender on your behalf
  • Helping you file for bankruptcy
  • Helping you understand alternative options

If you are facing foreclosure, it is crucial that you contact a foreclosure attorney in Woodland Hills as soon as possible. An attorney can help you explore all of your options and decide on the best course of action. They can also help you take the appropriate steps to save your home.

Is your home being foreclosed? Speak with an experienced Woodland Hills foreclosure lawyer at Law Offices Of Hagen & Hagen. Call (818) 217-8781 or complete our online form.

Commonly Asked Questions

What should I do if I receive a foreclosure notice in Woodland Hills?

Receiving a foreclosure notice can be alarming, but it's important to stay calm and take immediate action. First, review the notice carefully to understand the timeline and your options. Contact a foreclosure attorney in Woodland Hills as soon as possible to discuss your situation. They can help you understand your rights, explore alternatives to foreclosure, and potentially negotiate with your lender. Remember, the sooner you act, the more options you may have to protect your home.

How long does the foreclosure process typically take in California?

In California, the foreclosure process generally takes about 4 to 6 months from the time the lender initiates the process. However, this timeline can vary based on several factors, including the type of foreclosure—nonjudicial or judicial—and whether you take any legal action to contest the foreclosure. Engaging a knowledgeable foreclosure attorney in Woodland Hills can help you navigate this process and potentially extend the timeline, giving you more time to explore your options.

Can I stop foreclosure by filing for bankruptcy in Woodland Hills?

Yes, filing for bankruptcy can temporarily halt foreclosure proceedings. When you file for bankruptcy, an automatic stay is issued, which stops all collection actions, including foreclosure. However, it's crucial to understand that this is a temporary measure. If you file for Chapter 7 bankruptcy, the lender may resume foreclosure once the bankruptcy process concludes. In contrast, Chapter 13 bankruptcy allows you to keep your home as long as you adhere to a repayment plan. Consulting with a foreclosure attorney can help you determine the best course of action.

Continue Reading Read Less

Our FAQ

How Can We Help You?
  • Does my spouse have to file bankruptcy with me?

    No. One spouse may file without the other. However, because California is a community property state, all marital community assets and all income earned by both spouses must be disclosed.

  • Do you offer payment plans for your fees?

    Yes and no. For Chapter 7 cases, you may pay in increments, but fees must be paid in full before we file your case with the Court. In most Chapter 13 cases, only a portion of the fee is due before filing; the remaining balance is paid through your Chapter 13 payment plan via the bankruptcy trustee.

  • How much do you charge for a bankruptcy?

    It depends on which chapter is most appropriate for your situation and on the complexity of your case. The simpler your case, the less I charge. At the end of your no-charge initial consultation, I’ll provide a firm written quote for my services.

Reach Out Today!

We’re Ready to Help
    To help us respond promptly and accurately, we require the following information from potential clients:
  • First Name
  • Last Name
  • Phone Number
  • Email Address
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please enter a message.
  • By submitting, you agree to receive text messages from Law Offices Of Hagen & Hagen at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy
Our Satisfied Clients
  • “The best in the business!!!”

    We found out about Mr. Hagen through a friend who was a lawyer and had used him for his own case. Mr. Hagen was extremely thorough and patient with us through the entire process. In the consultation he explained everything, gave us our options and walked us through the process one step at a time. He included check lists and he personally followed up with us. I cannot say enough kind words about the great job he did for us. If you want the best bankruptcy attorney then Jeff Hagen is the one to choose.

    - Jessica
  • “He's been a strong blessing in my life.”
    I had an amazing experience with Hagen Hagen . A true professional. Strong work ethic. Returned your emails within 10 minutes. Perfectionist, professional, truly cares about his clients. I am 100% satisfied. He's been a strong blessing in my life. Thank you, Jeff.
    - Ralph P.
  • “He is kind, patient, respectful, and most of all knows his stuff!”

    Words can hardly express how grateful I am to have met and worked with Jeffrey Hagen. He is kind, patient, respectful, and most of all knows his stuff! I first met with Jeff a couple of years prior to hiring him to represent me. During this period he kept in touch and was always available to answer my questions. Once I was finally ready to move forward he was there for me every step of the way. I couldn't have ask for a more capable and professional advocate. It was a long journey that came to a very successful conclusion. Jeff kept me informed every step of the way and whenever I reached out via email with a question, he would often respond within minutes. Needless to say, I would highly recommend the Law Offices of Hagen & Hagen should you find yourself in need of the services they provide. You won't regret it.

    - Michael Q.
  • “Jeff Hagen is the BEST!!”

    Jeff Hagen is extremely knowledgeable, keeps you informed through the process, replies to your questions right away, has excellent communication, and takes really great care of his clients through the process. I am 100% happy, grateful and satisfied with his service!! I highly recommend him!!

    - Sara