Consider Credit Repair At The Conclusion Of The Bankruptcy Process

Bankruptcy Attorneys Serving Central California Since 1970


		Thursday, March 11, 2010

Consider Credit Repair At The Conclusion Of The Bankruptcy Process

There are credit repair procedures that can be implemented that may help cleanse the bankruptcy filer's credit report of most if not all of the derogatory items in the report. While credit repair can be done at any time, it probably makes the most sense to do it, if the debtor is going to do it at all, at or after the conclusion of the bankruptcy process. The Law Offices Of Hagen & Hagen will be happy to refer the debtor to a credit repair specialist.

Should I list my monthly obligations, like my utility bills, in my bankruptcy case if I am current on such payments?

Generally no. If the debtor is current on his or her payment of certain monthly obligations such as utility bills, there is no point in listing the utility company as a creditor. In fact, by listing it as a creditor, it might prompt the utility company to demand a deposit for future services.

Our bankruptcy practice is primarily focused in the Central District Of California, which includes Los Angeles County, Orange County, Riverside County, San Bernardino County, Santa Barbara County, Ventura County and San Luis Obispo County. Our Southern California bankruptcy attorneys see clients from all over the greater Los Angeles area and Southern California, including Santa Monica, Long Beach, Anaheim, Pasadena, Orange, Huntington Beach, Newport Beach, Garden Grove, Irvine, Yorba Linda, Riverside, San Bernardino, Pomona, Torrance, Simi Valley, Mission Viejo, Ontario, Glendora, and Covina. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.