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Medical Debt and Bankruptcy

Southern California Medical Debt Bankruptcy Attorneys Since 1970

Debt incurred as a result of medical problems can be especially frustrating. Whether because of catastrophic illness, a prolonged hospital stay, rehabilitative therapy, in-home care, or expensive procedures without insurance, medical expenses can add up quickly - in fact, medical debt is often a major cause of personal bankruptcy. The stress and anxiety of your medical difficulties combined with the stress of the financial obligations being incurred can be taxing. Following your physical vulnerability, you face financial vulnerability. Money troubles can get in the way of your physical healing.

The important thing to remember when your debt is the result of circumstances beyond your control is that you do not have to be ashamed to file bankruptcy. There was a bankruptcy trustee in the Central District Of California who is unfortunately no longer with us who used to begin his meetings of creditors by holding a nickel in the air and asking if anyone could identify the president appearing on its face. The answer is of course Thomas Jefferson. President Jefferson was one of the most colorful figures in American history--not just a president, but an architect, a plantation owner, an inventor, and a statesman.

Not many people realize that when President Jefferson passed away, he was in debt to his creditors over $100,000, a sizeable enough figure in today's economy but a staggering sum in the 1820s. And he had financial difficulties throughout most of his adult life. The moral of the trustee's story is that if someone as creative, accomplished, and renowned as Thomas Jefferson could suffer from chronic financial difficulties, it is no great shame if you are suffering the same fate. Rather than dwell on and wallow in one's misfortunes, one should look at bankruptcy as Congress intended--a fresh start.

Don't be ashamed to have to file bankruptcy. If your financial troubles are the result of illness, you should focus on regaining your health without the stress of worrying about creditors calling. Our Southern California medical debt bankruptcy attorney may be able to help you get a fresh start financially so that you can get back on your feet physically.

Please contact our bankruptcy law firm if you have medical debts that are overwhelming from an extended hospital stay and our bankruptcy lawyer will discuss your options with you.